Inspire trust at first sight
Instantly reassure the landlord about your payment ability and get the home you deserve.
100% secure screening
Domopay simplifies income verification via open banking, protecting your privacy.
No one sees your balance or can move money
Regulated by your bank and EU PSD2 law
Complete in 2 minutes, safer and faster than paper docs
Get assessed with real bank-used scores
Pay without stress
Coming soon
Make rent payments from any device with a few clicks, or set recurring payments so you never worry again.
Everything at your fingertips
Contract expiry? Renewal notice period? Condo rules? All key docs and dates in your app for easy access.
Need repairs?
Coming soon
Got a leaky tap or broken light? Submit a request anytime. You choose the preferred time slot. No phone nagging: track online from start to finish.
Frequently Asked Questions
Is the screening safe?
In one word: YES!
Uses EU PSD2 open banking standard for 50M+ daily transactions. Protections:
- Single access: only with bank app consent, instantly revocable.
- No credentials: no username/password; can’t see balances or authorise transfers.
- World #1 credit agency: regulated by Italian Data Protection Authority, handles data for millions of Italians.
- Limited report: visible only to you, landlord, agency; deleted within 90 days.
Safer than emailing sensitive docs that linger.
I've been invited for an Affordability Check – am I obliged?
No, it’s 100% voluntary and consent-based.
But this is the reality:
- Landlords pick reliable tenants; income checks are market standard.
- Domopay: 2 mins vs. days of docs/payslips.
- Privacy: no full docs, just aggregated income data.
- Bonus: discover your credit score and how to improve it.
Try now: simple, fast, beneficial.
Is there a cost for tenants?
No, zero cost for invited tenants
How is the transactional score calculated?
The transactional score is a predictive model by Experian, world leader in credit information, based on hundreds of thousands of Italian samples.
It analyses the last 12 months’ bank transactions, calculating recurring income (salaries, pensions), committed/essential expenses (loans, food, utilities), and saving habits to predict non-payment probability.
Scores below 575 indicate “high insolvency risk”; above 620, “low risk”.
Major Italian banks use this score for loan/mortgage decisions.
How is rent affordability calculated?
Domopay calculates rent affordability by analysing all account inflows, auto-categorising by type: salary, self-employment income, welfare, pensions, dividends, indemnities, etc.
This lets tenants prove income without documents or excessive data sharing.
I did the check but I was not approved for renting – why?
- Score <575: high insolvency risk (frequent overdrafts, collections, income/expense imbalance).
- Rent affordability < rent required: can’t sustain payments.
- Past rental discontinuity: may signal delinquency; landlord may ask for details.
- Income sources/stability and warnings: unemployment, debt, etc. – check report details.
Domopay gives objective insights; final call is the landlord’s.
How can I improve my score?
Understanding your score eases rentals and bank credit access.
5 concrete actions:
- Avoid overdrafts: never exceed account availability (frequency/duration weighs heavily).
- Reduce debt: keep committed expenses low vs. total income.
- Stabilise income: fixed salary or regular invoicing boosts scores.
- Minimise risky income: welfare, gambling, sporadic invoices are seen as unstable.
- Clear debts: settle before collections start.
Re-check every 6 months: score is dynamic and reactive.
Sign-up in advance
Coming soon!
The web platform and mobile apps are currently in testing stage, and will be available in Q4 2025. Certain functions may be rolled out in the following months.
